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LINCOLN · EB-5 FIELD GUIDE

Can anticipated profit replace the required capital contribution?

Sources checked:

THE DIRECT ANSWER

A forecast does not itself establish qualifying capital invested at risk. Explain actual lawful funds, source and path and the applicable threshold. As of September 7, 2026, the capital figures are US$1,050,000 or US$800,000 for qualifying targeted employment area or infrastructure projects. Statutory adjustments begin January 1, 2027; confirm the amount applicable to the filing.

Separate future results from present evidence

Do not count projected receipts as completed investment merely because a plan expects profitability. Fees and capital also have different purposes.

Government filing charges published in the USCIS fee schedule, project administration or subscription fees charged by the enterprise or regional center, and professional costs for source-of-funds preparation, which is usually the largest professional item. The professional work behind a source-of-funds file is substantial: an accountant reconstructing several years of company distributions, a lawyer assembling and presenting the chain, valuations for the property securing the loan, and certified translations where needed. Investors regularly underestimate the second bucket, particularly where the source-of-funds work is complex, and they occasionally forget the third stage entirely because it arrives two years after everyone stopped thinking about the file.