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WAINFLEET · E-2 FIELD GUIDE

Can expected customer revenue count as money already invested?

Sources checked:

THE DIRECT ANSWER

Expected revenue is not automatically qualifying capital committed and at risk. Explain actual funds, lawful source, payments and obligations.

Use each figure for its real purpose

A sales projection and a bank transfer are not interchangeable evidence.

Costs actually incurred to establish and operate the business: lease and deposits, software, registration and bond, insurance, equipment, initial payroll and committed working capital. If part of the price is borrowed, the structure matters: debt secured against the business assets is treated differently from borrowing for which the investor is personally liable, and the distinction affects whether the funds count as at risk. Once the ownership works, the remaining findings are the usual ones: an investment substantial in proportion to the total cost of acquiring the business, funds irrevocably committed and at risk, a real and operating enterprise, and an enterprise that is more than marginal. Immigration-preparation costs are generally not the same thing as capital invested in the enterprise, but the treatment of a given expense depends on the facts and should be reviewed rather than assumed either way. Separate three pots that tend to be mixed after a partner leaves: the capital committed and at risk in the enterprise, the working reserve the business needs to reach its plan, and the household’s own living costs.