No. The official per-person processing charge is nonrefundable. The later gift is also distinct from travel expenses or commercial investment capital. The September 7, 2026 official processing fee is US$15,000 per person and nonrefundable; the principal gift is US$1,000,000 individually or US$2,000,000 corporately. Family and continuing corporate obligations are additional.
Keep financial purposes separate
Do not assume a canceled itinerary changes government payment terms. Review genuine private service or travel arrangements separately.
Write both routes out as cash flows for the actual household: every person who would immigrate, the fees and gift each triggers, professional and medical costs, and the value of money that will never come back against capital that might. Obtain independent financial and tax advice as appropriate, since a gift should not be marketed as capital expected to produce a return, and neither route carries a guaranteed approval. Tax treatment, corporate authority, employment terms, transfer provisions, and the consequences if the employee leaves still require advice before money moves. Obtain the bank’s estimate of charges and confirm the credited amount against the verified instructions, keeping additional medical, visa and professional expenses outside that calculation.