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LINCOLN · GOLD CARD FIELD GUIDE

Can the gift be treated as due whenever the applicant has funds ready?

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THE DIRECT ANSWER

Follow successful vetting and official instructions for the gift. Having money available does not replace that sequence or make the nonrefundable processing fee a refundable reserve. The September 7, 2026 official processing fee is US$15,000 per person and nonrefundable; the principal gift is US$1,000,000 individually or US$2,000,000 corporately. Family and continuing corporate obligations are additional.

Identify each payment’s actual purpose

Separate government obligations and private charges. Do not infer payment timing solely from a general overview or another person’s experience.

The corporate route carries a 1% annual maintenance obligation, and 5% where the transfer mechanism is used — neither is part of the ordinary initial fee, so read them as continuing terms in the employer's arrangement rather than as your closing cost. As published, each accompanying spouse and each unmarried child under twenty-one adds a further nonrefundable processing fee and a further US$1 million gift, so a household's total is a multiple rather than a small increment.