No. The official 5% transfer term includes a new background check, but it is not a guarantee of replacement approval. Review the actual official obligations and private arrangements separately. The September 7, 2026 official processing fee is US$15,000 per person and nonrefundable; the principal gift is US$1,000,000 individually or US$2,000,000 corporately. Family and continuing corporate obligations are additional.
Avoid a price-as-eligibility conclusion
The nonrefundable processing and government gift have their own purposes. A company’s willingness to fund charges does not settle admissibility or visa availability.
Treating the gift as an investment misdescribes it, and any document that promises a return, a refund on approval or a resale value should be treated as inconsistent with the official terms unless the page itself says otherwise. Money leaves early here for a reason that has nothing to do with the program: document work is the part a family can start immediately, so it starts, and translations and courier charges accumulate before anyone has confirmed which documents the process actually asks for. The published terms attach a processing amount and a gift amount to each included person, so the household's total obligation follows from the list of people rather than from a single figure remembered at the start.