Provide actual agreements, payment evidence and relevant financing terms. Distinguish proposed inventory or services from completed commitments.
Connect the amount to its purpose
If a line includes several different obligations, explain them. Do not present a combined quote as one undifferentiated investment.
The purchase agreement and escrow instructions, complete source-of-funds evidence, the target business's financial statements, payroll records and material contracts, corporate formation and ownership documents, a lease or premises evidence, and a business plan covering at least five years. Use primary records: insurer proposals and binders, certificates of coverage, premium invoices and payment confirmations, licence and permit applications with fee receipts, inspection correspondence, and vendor quotes for items not yet purchased. Bring the formation documents, the current capitalisation table, subscription or share purchase agreements, share certificates or membership records, the operating or shareholders' agreement, and resolutions appointing officers. For self-serve operations, add evidence that corroborates revenue independently — water and electricity accounts, machine counts, coin or card processing statements, and service records showing usage. Test the plan against the records an officer can inspect today: executed purchase agreements, a lease, invoices, bank transfers, payroll forecasts, licensing steps, and a business plan whose assumptions can be checked.