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FORT ERIE · E-2 FIELD GUIDE

Can quoted prices be counted as invested funds?

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THE DIRECT ANSWER

A quote alone does not establish qualifying investment. Assess actual commitment and risk, with lawful source and path. No universal fixed minimum makes every listed amount count.

Separate forecast and capital

Identify paid costs, genuine obligations and unrestricted reserves. Review financing and escrow terms rather than relying on a total from supplier estimates.

Budget three separate lines: business costs such as rent, deposits and fit-out; professional costs for commercial and immigration advice; and government charges, whose current amounts should be verified when each step arrives. The total cost of establishing the enterprise typically includes the initial fee, premises and build-out, equipment, opening inventory, training, and the working capital needed to trade until the business is established. The real budget covers valuation, accounting due diligence, American and Canadian legal drafting, a properly researched business plan, working capital for the first operating period, and the cost of restructuring terms that do not fit. Beyond closing, the business needs enough working capital to trade through a first season, and an investment that consumes every available dollar leaves nothing to answer the question of whether the enterprise can operate as more than a marginal one.